These Terms of Service govern your use of sebnehmeconsultancy.example. By using this site, you agree to the terms below.
Use of This Site
This site is provided for general informational purposes related to relocating to, investing in, and doing business in the Cayman Islands. You may browse the site, use the calculators, and download the free guides for personal, non-commercial use. You may not scrape, republish, or redistribute the site's content, calculators, or downloadable guides without permission.
No Professional Advice
Content on this site — including tax estimates, cost-of-living figures, residency information, and downloadable guides — is general information only, not tax, legal, immigration, or financial advice. See our Legal Disclaimer for the full explanation. Always confirm your specific situation with a licensed professional before making a decision.
Intellectual Property
The text, design, calculators, and downloadable guides on this site are the property of Seb Nehme Consultancy unless otherwise noted, and are protected by copyright. You're welcome to link to our pages; you're not permitted to copy substantial portions of the content for republication elsewhere.
Free Guides and Downloads
Free PDF guides are provided for your personal, informational use in exchange for an email address, which we use to follow up as described in our Privacy Policy. Guides are not a substitute for individual professional advice.
Communications
If you contact Seb via WhatsApp, phone, email, or the on-site form, you're consenting to receive a response through that same channel. We don't add you to a marketing list without a clear action on your part (such as downloading a guide).
Third-Party Links and Tools
This site uses third-party services — including Cloudflare for hosting, and Google Analytics, Google Search Console, and Microsoft Clarity for site analytics — each governed by its own terms. We may also link to external websites for reference. We aren't responsible for the content or practices of sites we don't operate.
Limitation of Liability
This site and its content are provided "as is," without warranties of any kind. Seb Nehme Consultancy isn't liable for decisions made based on information found here, including but not limited to relocation, investment, tax, or business decisions. Always verify figures and requirements independently before acting on them.
Governing Law
These terms are governed by the laws of the Cayman Islands, without regard to conflict-of-law principles.
Changes to These Terms
We may update these terms from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continuing to use the site after changes are posted means you accept the updated terms.
Contact
Questions about these terms can be sent to seb@sebnehmeconsultancy.example.